Umbrella Insurance: Extra Protection for What Matters Most
Don't let a major liability claim threaten your assets. Our Stanley Insurance agents will help you secure additional coverage that extends beyond your standard policies.

Enhance Your Protection with Stanley Insurance Group
Standard insurance policies have limits. Umbrella coverage provides that crucial extra layer of protection, starting at just $20/month. Our independent team compares options from multiple carriers to find your ideal coverage.
What Umbrella Insurance Covers
Umbrella insurance provides protection beyond standard policy limits. It covers excess liability for major accidents, legal defense costs for lawsuits, and claims involving libel, slander, or false arrest. Our independent agents help you find comprehensive coverage that protects your assets and future earnings through multi-policy discounts and customized protection plans.
Additional Coverage Benefits
While your home and auto policies provide basic liability coverage, umbrella insurance offers enhanced protection. We provide coverage for rental properties, volunteer activities, serving on nonprofit boards, and worldwide incidents. Let our team help you understand these extended benefits and find the right protection level.
Easy Steps to Enhanced Protection
Get covered in 4 simple steps
Review Current Coverage with our Agents
We analyze your existing policies to identify protection gaps.
Explore Options
Compare umbrella policies from multiple carriers for best value.
Choose Coverage
Select your protection level with our teams expert guidance.
Rest Assured
Enjoy peace of mind with comprehensive protection.
Why Ohio Trusts Stanley Insurance Group
Join thousands of protected clients who rely on our independent agency approach. Our Google rating and A+ BBB score reflect our commitment to finding you better coverage through multiple carrier options.
Smart Ways to Enhance Your Protection
Umbrella insurance provides essential protection beyond standard policy limits. Our coverage starts at $1 million and can be customized based on your assets and risk exposure. We offer significant savings through multi-policy bundles and specialized carrier programs. Coverage includes protection for legal defense costs, worldwide incidents, and rental property liability. As independent agents, we compare options across multiple carriers to maximize your protection while minimizing costs.
Let our team find you the right coverage for you or check out our blog for other ways to save on your Umbrella Insurance.
Umbrella Insurance Questions Answered
Expert answers about extending your liability protection
Coverage typically matches your net worth plus future earnings potential. Most clients need $1-5 million in protection. As independent agents, we'll analyze your specific situation to recommend appropriate coverage.
Standard policies have limits that may not fully protect your assets. For example, auto liability typically maxes at $500,000, while legal judgments can exceed millions. We'll help identify potential gaps in your protection.
Coverage often costs just $20-30 monthly because it only activates after other policies reach their limits. Our independent agents help find additional multi-policy discounts.
Our ability to compare rates and coverage from multiple top carriers means more choices and better savings for you. While working directly with one insurance company limits your options, Stanley Insurance finds you optimal protection by evaluating offerings across the entire market.
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Get Your Free Umbrella Insurance Quote
Protect your assets with additional liability coverage. Our insurance experts will help you find the right protection at competitive rates.
