Life Insurance: Protecting Your Family's Tomorrow
A life insurance policy in Hilliard, Ohio can help pay off your final expenses and ensure your burial is covered when you pass. Don't leave your family with that burden, contact Stanley Insurance Group today!
Protect Your Loved Ones With Ohio Life Insurance
No one wants their loved ones to suffer or be burdened in the event of an unexpected loss. Make sure you have a plan in place and give you and your family peace of mind.
Life insurance typically covers your final expenses such as outstanding debts, medical bills, car payments, and your mortgage. It can also help cover funeral costs and burial fees.
Having life insurance assures support to those you leave behind. It provides stability to family members who depend on your income for financial support. Life insurance can also be distributed as an inheritance, helping to build a better future for your loved ones.
Ohio Life Insurance Policies and Coverage
There are two types of life insurance plans available for Ohio residents: whole-life policies and term life insurance. These plans differ in pricing and the benefits they provide.
Whole Life Insurance
Although whole life insurance costs more than term insurance, it is the most commonly used insurance plan. It offers a guaranteed death benefit for a lifetime and accrues a cash value that you can even borrow against later. Funds for this type of life insurance plan are earned by a fixed interest rate and provided by premiums credited to the policy.
Term Life Insurance
Term life policies are a more simplified and cheaper insurance option. Unlike whole life insurance which lasts a lifetime, term life policies are only temporary plans that remain in effect for an allotted term. Premiums for a term life policy are paid on a monthly basis or annually until the plan expires. These plans can last up to 30 years and provide a tiered fixed rate of coverage for financial responsibilities transferred to the insured's loved ones after their passing.
Level Term Life
A level-term life policy offers guaranteed fixed premiums in 10-, 15-, 20-, or 30-year increments. Your premium is determined based on your age.
Annual Renewable Term
The term length for this insurance policy is fixed for one year, meaning your benefit will only be paid if you die within this time frame. However, your annual renewable term life insurance policy in Ohio can be renewed for another year after that period.
Get a Life Insurance Policy That Meets Your Needs
Speak to Our Professionals
It all begins with contacting us. We have a staff of experts ready to help you get started.
Choose the Right Plan for You
We will listen to your needs and help you choose the perfect plan for you.
Get Quotes
Once we have determined the right plan that works for you, we can help you get quotes to get the best rates.
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Who We Are
Stanley Insurance Group in Hilliard is an Ohio insurance agency that can help you get the best insurance policy for you. Our insurance agency also has home insurance plans and car insurance in Ohio available at great rates.
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Get a Life Insurance Quote
If you're looking for insurance quotes in Ohio, get in touch with us today. Whether you need life, auto, or home insurance in Ohio, our knowledgeable agents will help you choose the insurance plan that is right for you. Stanley Insurance Group in Ohio is the best source for low-cost life insurance plans.
