Operating your own business is not the easiest task. It requires a lot of time and effort to make your company prosper. Also, when you have your own business, you want to protect it, and one of the best ways to do it is to purchase commercial insurance. In order to help you understand how business insurance works, Stanley Insurance Group serving Hilliard, OH and other nearby areas prepared information on what exactly standard commercial insurance covers:
Unlike other kinds of insurance that you can purchase for yourself, business insurance includes not only you as a business owner, but also your commercial property, equipment, and employees you hire. Therefore, the mission of commercial insurance is to protect not only you but your entire business.
Standard commercial insurance will cover such things as commercial property damage, bodily injury, medical and legal expenses. Therefore, if a client slips and falls on a wet floor in your store, general liability will cover legal costs, as well as their medical expenses if there are any.
If you have vehicles that you use for commercial purposes, you also probably carry commercial auto insurance, the purpose of which is to cover your cars. It is important to note that your standard auto insurance cannot be used for commercial purposes.
If you operate your business in Hilliard, OH or any other nearby location in the state of Ohio, and you are currently searching for commercial insurance to protect your business, you should contact Stanley Insurance Group. Our insurance agency specializes in different types of insurance, including business insurance as well. If you have any questions about insurance options available, feel free to give us a call – our qualified insurance agents are always ready to help.